Free download

The New American Money Checklist

10 plain-English steps to set up your U.S. financial life — banking, credit, protection, and paperwork. Written for immigrants and new Americans, by someone who has lived it.

  • Open the right bank accounts without hidden fees
  • Build a U.S. credit score from day one — the safe way
  • Protect your family with the right basic insurance
  • Set up a starter budget that fits an immigrant paycheck
  • Understand W-2, 1099, and taxes without the panic
  • Avoid the 5 mistakes most newcomers make in year one
No spam. Unsubscribe anytime.
Get the checklist

Send it to my inbox

Enter your email and we'll send you the PDF right away.

Educational content only — not individualized financial, tax, or legal advice. Unsubscribe anytime.

Charles E. Abbey
Written by

Charles Abbey — Licensed Financial Professional

Immigrant, entrepreneur, and coach. Charles built the Persistence Key Academy to give newcomers the money playbook he wished he'd had on day one. Educational content only — not individualized financial, tax, or legal advice.

After the checklist, keep going.

The checklist is a starting point. Our flagship course, Financial Foundations for Immigrants, walks you through every step — with worksheets, videos, and a plan.